Archive - Financial Inclusion News and Views

The more things change...

RBI Deputy Governor M Rajeshwar Rao recently made a succinct speech giving the regulatory perspective on what he termed - moving the boundaries of…

Jun 29 •

May 2025

Credit stresses raise their head

Once again, “access to timely and adequate credit at an affordable cost”, a fundamental goal of financial inclusion, comes up on the radar.

May 31 •

April 2025

India’s retail payments star, the UPI service, has been feeling the heat as it faced a series of disruptions in the past few weeks.

Apr 28 •

March 2025

Business as usual leaves us broke

The news coming in this month has evoked considerable déjà vu, revealing some fundamental issues in our financial inclusion and digital payments…

Mar 29 •

February 2025

Microfinance Instability Guaranteed?

The microfinance industry, a pillar of financial inclusion in India, has been under stress this past year – see latest data from MFIN and views from…

Feb 26 •

January 2025

It took us 10 years!

India’s financial inclusion mission has a fresh breath of life as a long-standing fundamental issue is finally being addressed - that is, the viability…

Jan 26 •

December 2024

New beginnings!

The year comes to an end with a change of guard at the Reserve Bank of India as Governor Sanjay Malhotra takes over from Shaktikanta Das who helmed RBI…

Dec 27, 2024 •

November 2024

Signs of Stress in Financial Inclusion

Rural household finances are in the news, and not in a good way.

Nov 27, 2024 •

October 2024

What does RBI want?

This year, through speeches and actions, the message from RBI has been bold - all financial entities – big and small – have to toe the line.

Oct 26, 2024 •

September 2024

RBI must match compliance to vision!

Last month, the RBI Governor announced that the year-old Public Tech Platform for Frictionless Credit (PTPFC) would now be named - the Unified Lending…

Sep 26, 2024 •

August 2024

Don't mess with the RBI!

Last Friday, the Reserve Bank of India released revised guidelines for NBFC-P2P Lending Platforms. This action was in a way overdue. The issue of…

Aug 21, 2024 •

July 2024

Who pays for inclusion?

The recently released Economic Survey 2023-24 gives an excellent roundup of the progress that India has made in achieving financial inclusion targets…

Jul 29, 2024 •

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